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Discussion Boards > Active Subjects > Messages as Posted > Trailers Forum

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 10-16-2004, 09:57 Post: 98519
Billy

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   Truck VS Trailer

Murf,

"Kendews, there is a difference between paying for insurance, and actually getting a claim paid.

If you are not hauling your trailer legally, it is in fact against the law for the insurance company to pay your claim if they are aware of the situation. If the State Troopers, any local cop who knew what he was doing, or a DOT person investigate an 'incedent' involving that rig you could be in for a NASTY surprise."

I'm not sure that is actually true. People driving drunk and involved in accidents,their insurance pays. If you are speeding and have an accident, your insurance pays. If you run a stop light and have an accident, your insurance pays.

I would bet if you were towing more than what was rated for your vehicle, and had an accident, your insurance would pay up. You may get canceled afterwards or pay for high risk insurance. But the chances of being sued and losing will go up dramatically.






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 10-16-2004, 17:35 Post: 98548
Billy

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   Truck VS Trailer

Could be, AV8R but I couldn't find it under Exclusions.






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