Chris
My heart goes out to you. Sorry to hear your misfortune, I am sitting here and have a sick stomach just reading this, I can only imagine what you are feeling.
You are doing the right thing by asking as many folks as you can, it may be hard to talk about this (the man thing ya know) but fixing it right is your main goal. My limited experiance would tell me to bite the bullet and rip out one side or the other. The drywall out and the fibeglass out and have a reputable contractor come and fix it right with a known process. Maybe (soon) get estimates on your WATER damage, not condensation and hopefully insurance will pay. Who they get their money back from is not your concern after that (thats just a guess). I would think water damage would be covered?
I feel your pain, good luck I wish the best for you!

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